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Money transfer articles

BOSS Money blog money transfer articles

Money Transfer

October 14, 2026

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13 minutes read

Sendwave vs Remitly: Full money transfer review

Families rely on remittances to cover rent, food, school fees, and medical bills. Migrant workers send money home every month, while freelancers and remote workers receive payments from clients abroad. Due to this, choosing the right money transfer service is increasingly important.

Money Transfer

October 14, 2026

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9 minutes read

Is Chime safe? Chime security and control

Ask anyone who’s switched to Chime recently, and you’ll probably hear the same thing: no fees, early payday, easy app. It’s hard to argue with those perks. But “easy app” and “safe place for my money” aren’t always the same thing, and if you’re about to hand over your direct deposit details, it’s worth knowing the difference.

Money Transfer

February 06, 2026

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8 minutes read

What to do if money is transferred but not received?

Little else makes your heart rate rise than seeing a notification that the money you sent was transferred, but your recipient is texting you: “It hasn’t arrived yet”.

Money Transfer

February 05, 2026

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9 minutes read

Money transfer transaction pending - What it means and what to do?

Seeing a “pending” status on a money transfer or bank transaction can be confusing and stressful. Many people worry that something went wrong or that their money is stuck. The good news is that a pending transaction is normal and expected, especially with banks and card payments.

Money Transfer

March 23, 2026

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13 minutes read

Remitly vs Wise: Fees, rates, and features compared

Sending money internationally has become easier – but choosing the right service is still not simple. Fees, exchange rates, delivery speed, and payout options can vary widely depending on where you’re sending money and how your recipient wants to receive it.

Money Transfer

March 19, 2026

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10 minutes read

MoneyGram vs. Western Union for sending money in 2026

Two of the leading money sending platforms, MoneyGram and Western Union, have been around forever, so it’s easy to assume they’re the automatic safe pick for remittances.

Money Transfer

January 07, 2026

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7 minutes read

Should you call your bank before traveling?

Before going on a trip, you’ve probably heard someone tell you: “Call your bank before you fly so your card doesn’t get declined.” Years ago, this was solid advice, especially since not having a working credit card abroad could put a damper on your travel plans.

Money Transfer

January 07, 2026

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8 minutes read

How to open bank account without proof of address

It’s pretty common to run into problems with the address requirement when opening a bank account. Banks usually need proof of address to verify your identity and confirm you follow financial rules. This is necessary for fraud prevention and to protect your account.

Money Transfer

December 30, 2025

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10 minutes read

Vigo Money Transfer review: fees, tracking, locations & alternatives

Vigo is a long-standing remittance brand that was acquired by Western Union, meaning most Vigo transfers today run on Western Union’s global network. This gives the service strong reach and reliability, particularly in cash-based regions.

Money Transfer

December 18, 2025

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9 minutes read

Countries using the US Dollar: Where USD is accepted as the official or de facto currency

When you think about the US Dollar, you’d almost immediately associate it with the United States. Most people assume the US dollar only works in the US, but in reality, countries using it stretch well beyond American borders.

Money Transfer

December 11, 2025

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8 minutes read

What are traveler’s checks and do people still use them?

Traveler’s checks were prepaid paper checks that travelers purchased before a trip. They were considered the safest alternative to cash because, if you lost them or they were stolen, you could get them replaced. Many travelers once considered them essential.

Money Transfer

December 10, 2025

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9 minutes read

How to fill out a money order correctly – avoid common mistakes

This guide walks through how to fill out a money order from start to finish. It covers the information you need, the steps to complete each field, and the problems people run into when they rush through the form.

Money Transfer

July 13, 2026

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9 minutes read

What currency does Brazil use? Everything you need to know before traveling

Travelers often overlook the importance of understanding local currency, but in Brazil, it’s especially useful. Prices change quickly due to the country’s floating exchange rate, different types of payment are accepted in different regions, and you’ll notice a blend of old and new banknotes in daily circulation.

Money Transfer

July 13, 2026

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10 minutes read

What currency does Colombia use? Colombia currency guide

If you’ve been daydreaming about Colombia – Bogotá’s crisp mornings, Medellín’s soft afternoon light, Cartagena’s breezy evenings – you might already be imagining the food, the music, the places you’ll wander into.

Money Transfer

November 24, 2025

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9 minutes read

How often do currency exchange rates change - and why?

This guide explains how often this rate fluctuates, why they do, and how these changes affect your money transfers. You'll also discover why the exchange rates you find in online search engines differ from those in banks or money transfer services.


Licensed money transmitter (NMLS 935577, MA FT935577). Copyright © 2026 IDT Corporation. All rights reserved.


*Fees are based on the currency, send amount, payment method, delivery method and payer that you select for your money transfer. You will be able to confirm the fee amount you will be charged before submitting your order.


Special Offers: From time to time IDT Payment may offer pricing or other specials for transfers to certain destinations up to certain amounts. See website or App for details. Standard fees apply to all other money transfers. Special offers are available only where IDT Payment Services, Inc. or IDT Payment Services of New York LLC (collectively, “IDT Payment”) is licensed. IDT Payment reserves the right to modify or discontinue any special offer at any time without prior notice.


BOSS Money transfer products and payment services are offered and serviced by IDT Payment Services, Inc., licensed money transmitter (NMLS 935577, MA FT935577), or IDT Payment Services of New York LLC, licensed as a Money Transmitter by the New York State Department of Financial Services (collectively, “IDT Payment”). IDT Payment may make money when it changes your dollars into foreign currency. Fees may vary by sales channel and location based on a number of factors and are subject to change without prior notice. Access to money transfer services and the transfer of funds may be limited, delayed or unavailable during certain periods and/or based on certain transaction conditions. Additional restrictions may apply. See Terms or Agent for details.


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