Welcome to BOSS Money blog

Ask anyone who’s switched to Chime recently, and you’ll probably hear the same thing: no fees, early payday, easy app. It’s hard to argue with those perks. But “easy app” and “safe place for my money” aren’t always the same thing, and if you’re about to hand over your direct deposit details, it’s worth knowing the difference.

Little else makes your heart rate rise than seeing a notification that the money you sent was transferred, but your recipient is texting you: “It hasn’t arrived yet”.

Seeing a “pending” status on a money transfer or bank transaction can be confusing and stressful. Many people worry that something went wrong or that their money is stuck. The good news is that a pending transaction is normal and expected, especially with banks and card payments.

Sending money internationally has become easier – but choosing the right service is still not simple. Fees, exchange rates, delivery speed, and payout options can vary widely depending on where you’re sending money and how your recipient wants to receive it.

Two of the leading money sending platforms, MoneyGram and Western Union, have been around forever, so it’s easy to assume they’re the automatic safe pick for remittances.